Mortgage Visualizer helps you understand your home loan by showing exactly how your monthly payment breaks down and changes over time.
- Choose your input mode at the top: Home Price (if you know the purchase price) or Loan Amount (if you know how much you're borrowing)
- Adjust the sliders or tap the values to type directly
- The chart updates in real-time to show your payment breakdown
- Green - Principal (builds your equity)
- Orange - Interest (cost of borrowing)
- Blue - Property Taxes
- Purple - Homeowners Insurance
- Yellow - PMI (Private Mortgage Insurance)
- Teal - HOA Fees
The diamond marks your "crossover year" — the point when you start paying more toward principal than interest. This is a significant milestone in your mortgage.
Private Mortgage Insurance (PMI) is typically required when your down payment is less than 20% of the home price. The app automatically shows PMI inputs when applicable.
Tap the table icon button in the top-right corner to switch between chart and table views.
Tap the share button (square with arrow) to export your mortgage breakdown as an image.
For questions, feedback, or bug reports, please email: older9.level@icloud.com
Mortgage Visualizer does not collect, store, or transmit any personal data. All calculations are performed locally on your device.