Create a file named plugins/decimal-payload.ts and copy+paste the code.
The definePayloadReducer function is invoked for each nested object.
In JavaScript, the && operator evaluates the expression and returns the rightmost truthy value. Decimal.isDecimal(data) evaluates to false when false, otherwise the expression continues and returns the value data.toJSON().
definePayloadReviver is easier to understand, data is what you have return from the previous function, any value you return gonna be used in it's place instead.
The official documentation: