move-to-australia-prompt-v3.md

gistfile1.txt

## Task

Your task is to deeply and thoroughly research all of the aspects, requirements, challenges, and best practices for moving our family from the United States to Australia (ideally Sydney area).

I have already compiled a list of reports that we need to generate. Please refer to `## Reports` below which indicates all the reports we have to generate as well as the answers that need to be contained in each of them.

When writing each report, make sure you:

1. Include a section titled `## Recommendation` which contains the research-backed recommendation for our family.
2. All the other sections outside of `## Recommendation` need to be informational and not specific to our family.
3. Do not include a summary section at the top of the report.

You will write all of the reports to `./australia-v4`.

You must use the TODO tool to keep track of everything that we have to research.

You must use the Perplexity search tool to conduct reserach.
You can use the Brave search tool to search the internet. If you use the Brave search tool, you must use the Playwright tool to load pages from the search results to obtain the content.

Your task is not complete until the research is complete and we have investigate every single item in the checklist.

As additional context/help, please reference `research/moving-checklist-perplexity.md` as additional/complementary context.

## Plan

Below is a summary of the plan you need to follow:

1. Work on each report one at a time, in order, and use the TODO tool to keep track of your progress.
    a. Perform as many Perplexity Ask operations/research as necessary to thoroughly understand the topic/ask for the report.
    b. Populate the report.
    c. When you are done, then do the same for the next report.

## Reports

Below are all of the reports that we need to generate.)

### 01-visa-immigration.md

**scope:** primary visa strategy, eligibility, and application mechanics.
**covers:** visa types & comparisons; eligibility criteria; processing timelines; required evidence (education, employment, police/medical checks); dependents; conditions/restrictions; use of immigration lawyers/agents; post-grant obligations.

### 02-long-term-residency-pr-and-citizenship-pathways.md

**scope:** map from initial entry visa → permanent residency → citizenship.
**covers:** residence clocks and physical-presence rules; travel re-entry permissions; language/civics requirements; dual nationality implications; renewal/extension milestones; documentation to retain.

### 03-employment-job-market.md

**scope:** how you’ll land roles and negotiate terms.
**covers:** demand by city/sector; title/level mapping between home vs destination; salary benchmarking; probation/notice periods; leave entitlements; licensing/credential recognition; recruiter list; partner/spouse job plan; remote/hybrid norms.

### 04-education-schools-(incl-ib-option).md

**scope:** K–12 options, including international curricula (e.g., IB).
**covers:** public vs private/independent systems; catchments/zoning; curriculum choices (IB/IGCSE/national); admissions windows; typical fees & extras (uniforms/books); transport to school; before/after-school care links; term/holiday calendars.

### 05-childcare-&-extracurriculars.md

**scope:** care coverage and enrichment outside school hours.
**covers:** daycare/preschool options; before/after-school programs; school holiday camps; sports/music/tutoring; safeguarding standards; waitlists, sign-up dates, and costs.

### 06-housing-neighborhoods.md

**scope:** choose where to live and secure a lease.
**covers:** suburb/neighborhood scorecard (schools/commute/green space/crime/flood/fire/noise); rental search rhythms & inspections; application pack (IDs, payslips, references); deposits/bonds; routine inspection norms; move-in costs; strata/HOA style rules.

### 07-cost-of-living.md

**scope:** monthly/annual budget reality.
**covers:** rent, groceries, utilities, transport, schooling/activities; telecom & streaming; seasonal variations (heating/cooling, activities); sensitivity to exchange rate and rent changes; contingency buffers.

### 08-tax-implications.md

**scope:** home-country and destination-country tax position.
**covers:** tax residency tests; double-taxation treaties; social security/totalization agreements; retirement/pension contribution rules; capital gains timing on moves; reporting of foreign assets/accounts; questions for a tax professional; doc checklist.

### 09-banking-finance.md

**scope:** paying, moving money, and building credit.
**covers:** opening accounts (from abroad vs in-country); debit/credit options; international transfers & FX (fees, settlement times); credit history portability; establishing destination credit; emergency fund & runway; account limits for newcomers.

### 10-healthcare-insurance.md

**scope:** medical access from day one.
**covers:** public health eligibility by visa; private health insurance (hospital/clinic/extra services); waiting periods; emergency/ambulance coverage; dental/vision; registering with a primary-care doctor and dentist; prescription equivalence/substitution; mental-health access; travel insurance bridging gaps.

### 11-insurance-stack.md

**scope:** non-health risk cover.
**covers:** renters/contents/home; mandatory third-party injury cover for vehicles; comprehensive auto; travel insurance for initial months; life/disability/income protection; typical excesses; claims process; insurer shortlist & quotes.

### 12-utilities-and-digital-life-migration.md

**scope:** turn on essential services and migrate your online life.
**covers:** electricity/gas/water setup; broadband options and speeds; mobile plans/eSIMs; keeping your home-country number (parking/forwarding); 2FA authenticator/phone number migration; app-store/region/payment changes; streaming/library region transitions; mail redirection.

### 13-public-transport-and-commuting.md

**scope:** moving around efficiently and affordably.
**covers:** commute route/time/cost comparisons for target neighborhoods; smartcards/mobile ticketing; monthly transport budget; parking rules & resident permits; cycling routes and end-of-trip facilities.

### 14-driving-vehicles.md

**scope:** if you’ll drive, comply and insure properly.
**covers:** driver’s license exchange/testing; vehicle registration; road-rule differences; toll accounts; child-seat standards; import vs buy locally (compliance, cost); insurance requirements and typical premiums; parking norms.

### 15-shipping-customs-and-biosecurity-clean-list.md

**scope:** move belongings without customs/border headaches.
**covers:** what you can/can’t bring; restricted/prohibited items; quarantine/biosecurity risks; “clean & treat” checklist (outdoor gear, shoes, camping items); customs forms; inspections; air vs sea freight timelines and insurance.

### 16-electronics-power-and-household-compatibility.md

**scope:** voltage, plugs, and device standards.
**covers:** mains voltage/plug types; adapters vs transformers; frequency-sensitive devices (motors/clocks); TV broadcast/streaming standards; smart-home device regional locks; keep/replace cost comparison.

### 17-moving-logistics.md

**scope:** the operational runbook for the move.
**covers:** detailed inventory with replacement values; pack/ship/sell decisions; movers and transit insurance; temporary housing; storage options; vehicle sale/disposal; cancel/transfer of subscriptions, utilities, mail; arrival day plan.

### 18-consumer-rights-tenant-rights-workplace-norms.md

**scope:** know your rights and obligations from day one.
**covers:** tenant rights (deposits/bonds, repairs, entry notices, breaking a lease); consumer guarantees/returns; workplace norms & safety; public holidays; dispute resolution/ombudsman/tribunal links; 1-page quick reference.

### 19-legal-and-estate-planning.md

**scope:** make documents valid and accessible across borders.
**covers:** wills, powers of attorney, guardianship; healthcare directives; notarization/apostille needs; cross-border estate implications; document storage and access; lawyer/solicitor shortlist.

### 20-safety-and-emergency-readiness.md

**scope:** prepare for local hazards and emergencies.
**covers:** emergency numbers & official apps; local hazard maps (fire, flood, seismic, storm, heat); UV/sun and heat safety; water/beach safety if relevant; disaster kit; school and workplace emergency procedures; local alert systems.

### 21-lifestyle-culture.md

**scope:** expectations, etiquette, and everyday rhythm.
**covers:** climate realities; food and shopping norms; community volunteering; social etiquette & common phrases; public holiday calendar; low-cost family activities; cultural adjustment tips.

### 22-community-and-wellbeing.md

**scope:** build a support network early.
**covers:** clubs/sports/arts; tech/maker meetups; faith/interest groups; libraries and community centers; mental-health resources; joining dates, costs, proximity; integration ideas for kids and adults.

### 23-visitors-and-family-support.md

**scope:** help relatives/friends visit smoothly.
**covers:** visitor visa options and timelines; invitation letter template; accommodation planning; health/travel insurance for visitors; realistic cost/time expectations; boundaries and support plans.

### 24-post-arrival-checklist.md

**scope:** first 72 hours → first 90 days.
**covers:** local SIMs; banking activation; tax identification number; government service portals; school enrollment finalization; register with primary-care doctor/dentist; driver’s license exchange; utilities setup; transit cards; address updates with key institutions; community registrations; kids’ activity sign-ups.

### 25-return-exit-plan.md

**scope:** a graceful “plan B” if you move back or elsewhere.
**covers:** what to store vs liquidate; re-entry to home-country healthcare/schools; credit re-activation; lease break strategy; job search fallback; timeline to unwind services and retrieve records; shipping back and customs on return.