Stop trusting AI platforms to do the right thing. They look helpful, then quietly light your budget on fire. 🔥
My AI research agent pulled the raw pricing pages and docs. I run most of my work through n8n with ChatGPT and Perplexity as the shovel, not the boss. The math is boring and brutal: you pay by tokens in and tokens out - chunks of text. The more it “thinks,” the more you pay.
Here’s the trap. Autopilot patterns multiply calls in the background: “plan,” “reason,” “route,” “verify,” “summarize,” “explain to itself,” “embed everything,” “re-ask the question,” then “reflect on the answer.” Each hop eats tokens. Your invoice does not care if any of it helped. Defaults quietly reward verbosity too: bigger contexts, redundant safety passes, tool-discovery loops, and aggressive retrieval that yanks in random chunks “just in case.”
Typical failure I see weekly: “It looks like this model is suffering from a common ‘over-building’ habit: instead of discovering and using XY tool as instructed, it spent its ‘to